Now in active development

Stop chasing
invoices.
Start getting paid.

Kova is the AI-powered invoicing app built for Nigerian freelancers and SMEs. WhatsApp-native. Offline-first. Voice-to-invoice. Send professional invoices in seconds — from anywhere.

Join the waitlist → See how it works
₦0
Free to start
30s
Invoice creation
WA
WhatsApp-native
9:41
Good morning,
Ikenna 👋
IK
Total Collected (This Month)
₦1,250,000
Ine Mic Autos · 3 invoices paid
₦427,500
Outstanding
3
Active Quotes
12
Total Clients
94%
Collection Rate
Recent Invoices
Chidi Okeke
INV-2024-041
₦107,500
Kemi Builders
INV-2024-042
₦320,000
Pending
Lagos Prints Ltd
INV-2024-040
₦85,000
Overdue
Dashboard
Clients
Invoices
Settings
💬 Sent via WhatsApp
WhatsApp-Native Invoicing
Voice-to-Invoice with AI
Offline-First Architecture
Receipt OCR Scanning
Smart Payment Reminders
Multi-Currency (₦/£/$)
Paystack + Flutterwave
AI Risk Scoring
FX Intelligence
Built for Nigeria
WhatsApp-Native Invoicing
Voice-to-Invoice with AI
Offline-First Architecture
Receipt OCR Scanning
Smart Payment Reminders
Multi-Currency (₦/£/$)
Paystack + Flutterwave
AI Risk Scoring
FX Intelligence
Built for Nigeria
The problem

Nigerian freelancers lose
millions chasing payments.

01
Manual & messy
WhatsApp invoices on notes, Excel sheets that break, PDF templates that take 30 minutes. Your time is worth more than this.
02
Poor cash visibility
No single view of who owes you what, when it's due, or which client is a consistent late payer. You run blind every month.
03
No offline support
Spotty NEPA and patchy data mean most tools fail you exactly when you need them. You lose the moment, you lose the money.
What Kova does

Every tool you need.
Nothing you don't.

✦ AI Feature

Voice-to-Invoice

Just describe the job out loud in Pidgin, Yoruba, or English. Kova's AI transcribes, extracts line items, sets quantities, applies tax, and sends — all in under 30 seconds.

"Graphics design for Chidi, one job, 100,000 naira, add 7.5% VAT"
→ Invoice INV-2024-041 · ₦107,500 · Sent to Chidi Okeke ✓
💬 Communication

WhatsApp-Native

Send invoices and reminders directly via WhatsApp. Your clients don't need to download anything.

📷 AI OCR

Receipt OCR

Snap any receipt or supplier quote. Kova reads it and auto-fills your invoice.

ServiceGraphics Design
Qty1
Rate₦100,000
VAT (7.5%)₦7,500
Total₦107,500
✓ 4 fields extracted automatically
📶 Always-on

Offline-First

No data? No problem. Create invoices offline, sync when connected.

No internet — working offline
2 invoices queued · will sync automatically
🔔 Automation

Smart Reminders

AI sends payment nudges at the optimal time. You stop chasing, it chases for you.

🔔 Reminder sent to Kemi Builders — due in 3 days
⚡ Auto-escalated — Lagos Prints overdue 7 days
🧠 AI Intelligence

Risk Scoring

AI learns which clients pay late and flags them before you start the job.

Chidi Okeke Low risk ✓
Lagos Prints Ltd High risk ⚠
Kemi Builders Medium risk
How it works

Invoice in 3 steps.
Get paid faster.

From client to paid — the whole flow takes less than a minute on Kova.

01
Add your client & services
Select a saved client or add new. Add line items manually, by voice, or scan a receipt. Tax auto-applies.
02
Review & send in seconds
Preview the invoice, pick a delivery method — WhatsApp, email, or shareable link. Sent with one tap.
03
Track & record payments
See partial payments, remaining balances, overdue flags. Kova handles reminders so you don't have to.
← Back
New Invoice
Client
Chidi Okeke
Due Date
Nov 30, 2024
Line Items
Graphics Design
Qty: 1
₦100,000
+ Add line item
Tax (7.5%)+ ₦7,500
Total
₦107,500
← Invoices
Share
INV-2024-041
Chidi Okeke
● PARTIAL PAYMENT
₦107,500
Service
Graphics Design
Issued
Nov 20, 2024
Due
Nov 30, 2024
Payment History
Bank Transfer ✓
Ref: trx12345
₦80,000
Remaining
₦27,500
Record Payment
Clients
+ Add
CO
Chidi Okeke
Okeke And Co
₦107,500
collected
KB
Kemi Builders
Construction
₦320,000
outstanding
LP
Lagos Prints Ltd
Print & Media
₦85,000
overdue
TA
Tunde Adeyemi
Tech Consulting
₦0
all clear
"

Nigerian freelancers lose an estimated 15–20% of billable revenue annually to slow follow-ups, lost invoices, and clients who ghost. Kova exists to close that gap.

— Kova Product Team, 2024 research
Pricing

Simple, honest pricing.

Start free. Scale as you grow. Always know what you're paying.

Monthly
Annual Save 17%
Free
₦0/mo
Forever free · No credit card
  • Up to 5 invoices/month
  • 3 clients
  • WhatsApp sharing
  • Basic dashboard
Get started free
Most Popular
Pro
₦2,500/mo
UK: £4.99/mo · US: $6.99/mo
  • Unlimited invoices
  • Unlimited clients
  • Voice-to-invoice (AI)
  • Receipt OCR scanning
  • Smart reminders
  • AI risk scoring
  • Multi-currency support
Join waitlist for Pro
Business
₦7,500/mo
UK: £12.99/mo · US: $17.99/mo
  • Everything in Pro
  • Team members (3 seats)
  • FX intelligence
  • Priority support
  • Custom branding
  • API access
Join waitlist
Dedicated
₦25k/mo
Custom enterprise pricing
  • Everything in Business
  • Private cloud instance
  • Custom integrations
  • Dedicated account manager
  • SLA guarantee
  • E-signature module
Talk to us
Roadmap

What's coming next.

Kova is actively shipping. Here's where we are and what's next.

✓ Shipped
Core Invoicing
Create, send, track, record payments
✓ Shipped
Client Management
Contacts, history, payment records
✓ Shipped
WhatsApp & Email
Resend integration, WA deep links
✓ Shipped
Partial Payments
Track deposits, balances, history
🔄 In Progress
Pricing & Gating (M9)
Paywall, subscription, upgrade flows
⬜ Planned
Voice-to-Invoice (M11)
Whisper API + Gemini extraction
⬜ Planned
Receipt OCR (M11)
Gemini 2.5 Flash image extraction
⬜ Planned
Risk Scoring (M11)
AI client creditworthiness scores

Ready to get paid
on time, every time?

Join the waitlist. Be first when Kova launches.

🎉 You're in! We'll reach out before launch.

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